Accept Visa MasterCard American Express Discover with your own merchant account

Accept Visa, Mastercard, American Express, Discover, ATM cards and checks with your own, bank direct, bank approved, merchant account. Your customers can be from sale via the Internet, mail order, phone order or at a retail store. We have a program designed to allow you to accept credit cards at the lowest cost with the highest level of customer satisfaction.

Guaranteed approval for a Merchant AccountNo Application Fees - No Cancellation Fees
No Contract Term Length - Guaranteed Lowest Prices

Starting at just 1.45%, our rate structure is designed to offer you the lowest overall cost - WE GUARANTEE IT! If you find a lower price, WE WILL BEAT THE OFFER BY 10%! Most merchant account providers either don't list rates or show rates in a "range". We list all of our costs upfront so there are not any surprises, you just get the guaranteed lowest price. And because we do not charge any upfront fees, you don't risk any money to get your merchant account approval.

Over 15 Years Experience Establishing Merchant Accounts
We have been establishing bank based merchant accounts since 1986. With the thousands of merchant accounts we issue we are one of the leading independent providers on the Internet. Our experience and commitment means you are working with a company you can trust. We have more then a decade long, AAA rated, spotless record at the Better Business Bureau.

No Middle Men - Bank Direct
One of the ways we save you hundreds of dollars is because you are not dealing with middle men to get your merchant account. We only offer bank direct Merchant Accounts Federally protected by the FDIC with your business name and phone number appearing on your customers credit card statements. Our strong relationships allow us to directly approve 99.99% of all merchants that apply.

One Source For A Complete Solution
Even though we offer lower then "warehouse" prices we look forward to offering you a complete solution with service for all your payment acceptance needs, from merchant accounts to equipment and processing solutions at the lowest cost... guaranteed!

Yahoo! Store Processing. We are honored to be the primary merchant account provider for Yahoo! Store. Our seamless integration is Yahoo certified with full access through the control panel. We have instant approval, enroll today!

Accept Credit Cards from inside QuickBooks! DIRECTLY WITHIN QuickBooks® Pro, QuickBooks® Premier and QuickBooks® Enterprise Solutions. Apply payment to open invoices. Integrate Internet, POS, Mobile and Recurring Transactions
3 Steps to your
own merchant
account

1. Find your discount rate, using our Bank Rate Finder

2. Find the right equipment/processing solution, using our Product Finder

3. Complete our Free, real-time, secure application and within minutes we will begin the approval process and notify you via email.

Already have a Merchant Account? We will lower your rate - Guaranteed!

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1st American Card Service is a registered and authorized ISO for Visa and MSP for Mastercard
representing Westamerica Bancorporation, FDIC
ESA for American Express, RAP for Discover Business Services - AP Member of Diners Club
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