Plus guaranteed wholesale cost passthrough of all Visa and Mastercard fees!

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Friday December 01, 2023

It Is Time For Simple And Honest Prices
Searching for a merchant account can be a difficult experience. We are commited to changing this with easy to understand, simple and honest prices.

We have a program to allow you to accept credit cards at Wholesale InterchangePlus, at the guaranteed lowest cost with the highest level of customer satisfaction. Interchange is the Wholesale cost from Visa and Mastercard and is usually reserved for major corporations producing large savings.

Now your business will get access to the same wholesale rates for acceptance of Visa, Mastercard, American Express, Discover, ATM cards, Gift/Loyalty Cards and checks with your own, bank direct, bank approved, merchant account.

No Application Fees - No Cancellation Fees

No Annual Fees - No Hidden Fees

No Mid Or Non Qualified Fees

No PCI-DSS Security Fees

No Contract Term Length

Bank Direct Account, No Middle Men

100% PCI Compliant Solutions

$0 Cost EMV Card Acceptance Solutions

$0 Cost NFC/Apple Acceptance Solutions

Simple And Honest Pricing

Guaranteed To Beat Any Cost By 10%

Accept All Cards Anywhere
We offer every possible way to accept Credit and Debit Cards using any method available, there are simply no limits. We have an exclusive array of options that will allow any business to not only find the perfect solution to process credit cards, but to have multiple options at the same time. For example, you can pair your Wholesale InterchangePlus merchant account with a credit card terminal and a card reader on an iPhone.

Be Ready For Apple Pay
We are proud to be Apple Pay ready today. With our service you will get a $0 cost NFC credit card terminal and accept payments from the new iOS devices. You will be ready for Apple Pay and all other systems that will use NFC.

No Middle Men - Bank Direct
You save hundreds of dollars is because there are no "middle men" have your merchant account. We are bank direct and Federally protected by the FDIC.

Over 20 Years Experience Establishing Merchant Accounts
We have been establishing bank based merchant accounts since 1986. We are one of the leading independent providers in the industry. Our experience and commitment means you are working with a company you can trust. We are one of the top 200 fastest growing companies on the Inc. 500 List. We have more then a two decade long, A+ rated, spotless record at the Better Business Bureau and a spotless record with the Business Consumer Alliance, AAA rated.

1st American Card Service, Payment Processing Service, Murrieta, CA

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Accept Visa MasterCard American Express Discover with your own merchant account






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1st American Card Service is a registered and authorized ISO for Visa and MSP for Mastercard
representing Westamerica Bancorporation, FDIC
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